CIROExam

CIROExam is a comprehensive, modern exam preparation platform specifically built for the 2026 CIRO Proficiency Model, which replaced the Canadian Securities Course (CSC). As the securities industry in Canada transitions to this new regulatory framework, candidates need a reliable, up-to-date, and cost-effective study solution. CIROExam delivers exactly that by covering all nine CIRO exams: CIRE, Retail Securities, Supervisor, Trader, Derivatives, Institutional Securities, Director & Executive, Chief Compliance Officer (CCO), and Chief Financial Officer (CFO). The platform is designed for aspiring and current securities professionals who must pass these rigorous exams to obtain or maintain their credentials. Its main value proposition is providing an all-in-one subscription that includes over 16,000 practice questions, full-length mock exams, thousands of spaced-repetition flashcards, and an AI tutor that cites the actual regulatory rule behind every wrong answer. Unlike traditional prep providers like CSI, which charges over $1,000 for CIRE prep alone, CIROExam offers a significantly more affordable monthly subscription while covering the same official syllabus. Every question and lesson is tagged to specific learning outcomes from the published CIRO blueprint, with source references to IDPC, UMIR, PCMLTFA, NI 31-103, and other key regulations. The platform also offers a free first module in every course with no credit card required, plus a free 25-question CIRE mock exam that scores users by element in under 25 minutes.

Comprehensive Practice Question Bank

Access over 16,000 practice questions meticulously tagged to every learning outcome in the official CIRO blueprint. Each question is grounded in real regulatory rules, not regurgitated test-bank stems. Distractors are built from common misconceptions rather than noise, and each question includes a Bloom verb tag (Remember, Understand, Apply, or Analyze) to help you gauge the cognitive level required. Every question cites its source rule from NI 31-103, UMIR, PCMLTFA, IDPC Rules, or CIRO Consolidated Rules, ensuring your study time is directly aligned with what the exam actually tests.

AI Tutor with Rule Citations

The embedded AI tutor is grounded exclusively in the actual rules CIRO tests, including IDPC, UMIR, PCMLTFA, NI 31-103, and the CIRO Consolidated Rules. Unlike generic AI models that can hallucinate incorrect information, this tutor cites specific sections and guidance notes for every answer it provides. It is available on every wrong answer, every practice question, and every mock exam review. The tutor will not answer outside the syllabus, eliminating the risk of studying irrelevant or incorrect material. A fair-use daily allowance ensures consistent access for all subscribers.

Full-Length and Custom Mock Exams

Each course includes two full-length mock exams that simulate the actual testing experience, complete with timing and scoring by element. Additionally, a custom mock exam feature automatically pulls questions from your weakest learning outcomes, allowing you to focus your practice on the areas that need the most improvement. This targeted approach helps you identify gaps in your knowledge and build confidence before test day. The free 25-question CIRE mock exam scores you by element in 25 minutes with no signup required.

Spaced-Repetition Flashcards

Over 9,000 flashcards are available across all nine CIRO exams, designed using spaced-repetition principles to optimize long-term retention. Each flashcard links directly to a specific learning outcome and regulatory source, reinforcing the material in a format proven to improve memory recall. The system tracks which cards you have mastered and which need more review, allowing you to allocate study time efficiently. This feature is particularly valuable for memorizing regulatory definitions, thresholds, and procedural steps.

CIRE Exam Preparation for New Entrants

Individuals entering the Canadian securities industry who need to pass the Canadian Investment Regulatory Exam (CIRE), which replaced the CSC in 2026, can use CIROExam as their primary study resource. The platform covers all elements of the CIRE blueprint, from market structure and registration requirements to suitability obligations and anti-money laundering rules. The free first module allows candidates to evaluate the platform before committing, and the 25-question free mock provides an immediate benchmark of their starting knowledge. With over 16,000 practice questions and daily AI tutor access, candidates can systematically master every outcome required to pass.

Advanced Certification for Existing Professionals

Experienced advisors, traders, supervisors, and compliance officers seeking to upgrade their credentials or fulfill continuing education requirements can leverage CIROExam for specialized exams like Supervisor, Trader, Derivatives, or Institutional Securities. The platform eliminates the need to purchase separate prep materials for each exam, as one subscription covers all nine. Professionals can focus on their specific exam by filtering questions by course and element, using the custom mock feature to target weak areas, and relying on the AI tutor for on-demand explanations of complex regulatory concepts.

Compliance Team Training and Development

Dealer members and investment firms can use CIROExam as a cost-effective training tool for their compliance and supervisory teams. The platform covers CCO and Director & Executive exams, which are essential for senior roles. Firms can subscribe multiple team members and track progress through the detailed element-level scoring on mock exams. The AI tutor serves as a continuous learning resource, helping staff understand the rationale behind regulatory requirements. The source-cited content ensures that training is aligned with current CIRO rules and guidance, reducing regulatory risk.

Self-Paced Study for Busy Professionals

Professionals with demanding schedules who need flexible, on-demand study options benefit from CIROExam's mobile-friendly platform and bite-sized learning tools. The spaced-repetition flashcards can be reviewed during commutes or breaks, while practice questions can be tackled in short sessions. The custom mock exam feature allows users to focus on their specific weak areas without wasting time on material they already know. The 30-day money-back guarantee provides a risk-free opportunity to test the platform and ensure it fits their learning style and schedule.

CIROExam offers two straightforward subscription options designed to fit different study timelines and budgets. The monthly plan is priced at $29.99 CAD per month, providing full access to all nine CIRO exams, practice questions, mock exams, flashcards, and the AI tutor. The annual plan is $249 CAD per year, which represents significant savings compared to the monthly rate. Both plans include a 30-day money-back guarantee, allowing you to test the platform risk-free. There is no long-term commitment required, and you can cancel at any time. The free first module in every course remains available forever with no credit card needed, and the free 25-question CIRE mock exam requires no signup at all. Compared to traditional providers like CSI, which charges over $1,000 for CIRE prep alone, CIROExam delivers exceptional value by covering all nine exams under a single, affordable subscription.

What exactly replaced the Canadian Securities Course in 2026?

The Canadian Securities Course (CSC) was retired and replaced by the CIRO Proficiency Model, which includes the Canadian Investment Regulatory Exam (CIRE) as its foundational exam. This change reflects the transition to a new regulatory framework under the Canadian Investment Regulatory Organization (CIRO). The new model covers nine distinct exams: CIRE, Retail Securities, Supervisor, Trader, Derivatives, Institutional Securities, Director & Executive, CCO, and CFO. CIROExam is built specifically for this updated structure and covers all nine exams.

Is the free module really free with no credit card required?

Yes, Element 1 of every course on CIROExam stays free forever with no credit card required. This includes full written lessons, access to the practice question bank for that element, and the AI tutor. Additionally, there is a free 25-question CIRE mock exam that scores you by element in about 25 minutes with no signup gate. This allows you to thoroughly evaluate the platform's quality, content depth, and AI tutor capabilities before deciding to subscribe.

How does the AI tutor differ from generic AI like ChatGPT?

The CIROExam AI tutor is grounded exclusively in the actual regulatory rules that CIRO tests: IDPC, UMIR, PCMLTFA, NI 31-103, and the CIRO Consolidated Rules. It cites specific sections and guidance notes for every answer. Generic AI models can hallucinate incorrect information or cite non-existent regulations. The CIROExam tutor also will not answer questions outside the official syllabus, ensuring you never waste time on irrelevant material. It is available on every wrong answer, practice question, and mock exam review for all subscribers.

What is the pricing and subscription model?

CIROExam costs $29.99 CAD per month or $249 CAD per year. The annual plan offers significant savings compared to the monthly option. One subscription covers all nine CIRO exams, including access to over 16,000 practice questions, two full-length mock exams per course, a custom mock exam builder, over 9,000 spaced-repetition flashcards, and the AI tutor with a fair-use daily allowance. There is a 30-day money-back guarantee, so you can try the platform risk-free. The free first module in every course requires no payment information.